CrewSelect International

Exclusions and Limitations

  • Routine physical examinations - first 12 months
  • Mental and nervous - first 12 months
  • Organised amateur or professional sports
  • Treatment not ordered or received by a physician
  • Treatment or supplies not medically necessary
  • Investigational, experimental or research procedures
  • Custodial care
  • Elective cosmetic or plastic surgery
  • Contraceptive medication or treatment
  • Drug and alcohol abuse treatment
  • Organ transplants not specifically listed
  • Devices to correct sight or hearing
  • Treatment as a result of war or riot
  • Treatment resulting from illegal activities
  • Persons HIV+ at effective date
  • Services and treatment eligible for payment by any government or other insurance

*This Web page contains only a consolidated and summary description of some of the current CrewSelect International benefits, conditions, limitations and exclusions. A Certificate of Insurance and a complete Policy Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG Europe Ltd. reserves the right to issue the most current Policy Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Current Policy Wordings are available upon request.